॥ धनदालक्ष्मी स्तोत्रम् ॥
॥ धनदा उवाच ॥
देवी देवमुपागम्य नीलकण्ठं मम प्रियम्।
कृपया पार्वती प्राह शंकरं करुणाकरम्॥१॥
॥ देव्युवाच ॥
ब्रूहि वल्लभ साधूनां दरिद्राणां कुटुम्बिनाम्।
दरिद्रदलनोपायमंजसैव धनप्रदम्॥२॥
॥ शिव उवाच ॥
पूजयन् पार्वतीवाक्यमिदमाह महेश्वरः।
उचितं जगदम्बासि तव भूतानुकम्पया॥३॥
स सीतं सानुजं रामं सांजनेयं सहानुगम्।
प्रणम्य परमानन्दं वक्ष्येऽहं स्तोत्रमुत्तमम्॥४॥
धनदं श्रद्धानानां सद्यः सुलभकारकम्।
योगक्षेमकरं सत्यं सत्यमेव वचो मम॥५॥
पठंतः पाठयंतोऽपि ब्रह्मणैरास्तिकोत्तमैः।
धनलाभो भवेदाशु नाशमेति दरिद्रता॥६॥
भूभवांशभवां भूत्यै भक्तिकल्पलतां शुभाम्।
प्रार्थयत्तां यथाकामं कामधेनुस्वरूपिणीम्॥७॥
धनदे धनदे देवि दानशीले दयाकरे।
त्वं प्रसीद महेशानि यदर्थं प्रार्थयाम्यहम्॥८॥
धराऽमरप्रिये पुण्ये धन्ये धनदपूजिते।
सुधनं धार्मिके देहि यजमानाय सत्वरम्॥९॥
रम्ये रुद्रप्रिये रूपे रामरूपे रतिप्रिये।
शिखीसखमनोमूर्त्ते प्रसीद प्रणते मयि॥१०॥
आरक्तचरणाम्भोजे सिद्धिसर्वार्थदायिके।
दिव्याम्बरधरे दिव्ये दिव्यमाल्यानुशोभिते॥११॥
समस्तगुणसम्पन्ने सर्वलक्षणलक्षिते।
शरच्चन्द्रमुखे नीले नीलनीरजलोचने॥१२॥
चंचरीकचमूचारु श्रीहारकुटिलालके।
मत्ते भगवती मातः कलकण्ठरवामृते॥१३॥
हासाऽवलोकनैर्दिव्यैर्भक्तचिन्तापहारिके।
रूपलावण्यतारुण्यकारुण्यगुणभाजने॥१४॥
क्वणत्कंकणमंजीरे लसल्लीलाकराम्बुजे।
रुद्रप्रकाशिते तत्त्वे धर्माधरे धरालये॥१५॥
प्रयच्छ यजमानाय धनं धर्मैकसाधनम्।
मातस्त्वं मेऽविलम्बेन दिशस्व जगदम्बिके॥१६॥
कृपया करुणागारे प्रार्थितं कुरु मे शुभे।
वसुधे वसुधारूपे वसु वासववन्दिते॥१७॥
धनदे यजमानाय वरदे वरदा भव।
ब्रह्मण्यैर्ब्राह्मणैः पूज्ये पार्वतीशिवशंकरे॥१८॥
स्तोत्रं दरिद्रताव्याधिशमनं सुधनप्रदम्।
श्रीकरे शंकरे श्रीदे प्रसीद मयि किंकरे॥१९॥
पार्वतीशप्रसादेन सुरेश किंकरेरितम्।
श्रद्धया ये पठिष्यन्ति पाठयिष्यन्ति भक्तितः॥२०॥
सहस्रमयुतं लक्षं धनलाभो भवेद् ध्रुवम्।
धनदाय नमस्तुभ्यं निधिपद्माधिपाय च।
भवन्तु त्वत्प्रसादान्मे धनधान्यादिसम्पदः॥२१॥
॥ इति श्री धनदालक्ष्मी स्तोत्रं संपूर्णम् ॥
devī devam upāgamya nīlakaṇṭhaṃ mama priyam | kṛpayā pārvatī prāha śaṅkaraṃ karuṇākaram ||1||
brūhi vallabha sādhūnāṃ daridrāṇāṃ kuṭumbinām | daridra-dalanopāyam añjasaiva dhanapradam ||2|| ...
dhanade dhanade devi dānaśīle dayākare | tvaṃ prasīda maheśāni yadarthaṃ prārthayāmyaham ||8|| ... dhanadāya namastubhyaṃ nidhipadmādhipāya ca | bhavantu tvatprasādānme dhana-dhānyādi-sampadaḥ ||21||
The hymn opens with the Goddess (Dhanada / Parvati) approaching her beloved Lord Nilakantha (Shiva) and asking him, out of compassion, to reveal an easy means by which poor and burdened householders may be freed from poverty and granted wealth. Shiva, pleased, praises her compassion for all beings and, after bowing to Rama, Sita and Hanuman, discloses this supreme stotra. He declares it grants wealth swiftly to the faithful, secures yogakshema (acquisition and protection of prosperity), and that whoever recites or has it recited will quickly gain riches while poverty is destroyed. The body of the hymn is a cascade of radiant epithets addressed to Lakshmi as Dhanada - the giver of wealth, lotus-eyed, adorned in divine garments, the wish-fulfilling Kamadhenu and Kalpalata - imploring her to bestow righteous wealth without delay upon her devotee.
The Dhanadalakshmi Stotram is framed as a sacred dialogue between Shiva and Parvati, a classical device by which the Puranas and Tantras transmit potent prayers. Here Lakshmi is invoked specifically in her aspect as Dhanada, "the bestower of wealth," and the stotra is explicitly presented as a remedy (upaya) for daridrata - poverty and want. Its 21 verses combine the authority of Shiva's own promise with a stream of beautiful descriptive names of the Goddess.
This stotra is recited to overcome chronic financial hardship, debt and instability, and to invite lasting prosperity earned through righteous means (dharma). It promises not merely sudden gain but yogakshema - both the acquiring and the safeguarding of wealth. Beyond material benefit, it cultivates devotion and surrender to the Divine Mother, reminding the seeker that abundance is her grace. Faithful, repeated recitation is said to remove the "disease" of poverty and bring grain, gold and well-being to the household.
Lakshmi is the presiding deity of wealth, and her worship is the foremost remedy in Vedic astrology for weak or afflicted wealth significators. The 2nd house governs accumulated wealth and family resources, the 11th house gains and income, and Jupiter and Venus are the great benefics of fortune. When these houses or planets are weak, or when the dasha of a wealth-giving planet underperforms, the Dhanadalakshmi Stotram is prescribed to strengthen the flow of prosperity. Friday, ruled by Venus (karaka of Lakshmi's grace and luxury), is its natural day, and the stotra is often paired with the worship of Lakshmi on Diwali and Akshaya Tritiya.
Bathe and sit before an image of Goddess Lakshmi at a clean altar. Light a ghee lamp, offer red or lotus flowers, kumkum, and sweets, and keep coins or a small symbol of wealth before the deity. Recite all 21 verses with concentration and faith, ideally daily for a fixed period (such as a mandala of 40 days). Conclude by offering gratitude and resolving to use wealth righteously and charitably.
Friday is the ideal day, and the early morning Brahma Muhurta or dusk lamp-lighting hour (pradosha) are auspicious. Diwali (Lakshmi Puja), Akshaya Tritiya, Dhanteras and Purnima are especially powerful occasions for this stotra.
Dhanada means "the giver of wealth." It is an epithet of Goddess Lakshmi in this stotra, invoking her specifically as the bestower of riches and prosperity.
Daily recitation is recommended, ideally sustained for a fixed cycle such as 40 days. Consistency and faith matter more than count; the stotra itself promises results to those who recite it regularly with devotion.
Traditionally it is recited as a spiritual remedy for poverty and debt. It works by invoking divine grace and steadying the mind toward disciplined, righteous earning rather than as a substitute for prudent effort.
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Approaching Lakshmi not as a transaction but as a relationship
The Dhanadalakshmi Stotram frames its teaching within the literary device of a divine dialogue - Shiva revealing a powerful prayer to Parvati - which in itself signals that what follows is not ordinary information but sacred transmission. Lakshmi in her Dhanada aspect, the giver of wealth, is not merely a deity of gold and coins; in the broader Shakta understanding, she governs the entire ecosystem of abundance: right livelihood, generosity, the flow of resources that allows life to flourish. The stotra is traditionally recited by those experiencing financial hardship, but the devotional understanding is that poverty is addressed at its root - a blockage in the flow of the Goddess's grace - rather than through the granting of a specific windfall.
In the Jyotish tradition, Lakshmi's blessings are associated with Venus, Jupiter, and the second and eleventh houses of the natal chart, which govern accumulated resources and incoming abundance respectively. The Dhanadalakshmi Stotram is recommended as a devotional remedy when these houses or their lords are under stress, particularly during Venus or Jupiter dashas that underperform against expectations. Devotees believe the practice works not by bypassing karma but by creating the inner alignment - a willingness to receive, a readiness to give, a trust in the Goddess's abundance - that allows prosperity to move through a life rather than getting stuck. Friday, the day of Venus, and the Shukla Paksha fortnight are the traditionally prescribed times for its recitation.