Mantras

Shri Kuber 108 Names: Ashtottara Shatanamavali for Wealth

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Astro Logics Admin
9 July 2026 · 8 min read
Shri Kuber 108 Names: Ashtottara Shatanamavali for Wealth

Saluting the divine treasurer, name by name

The practice of ashtottara shatanamavali - a garland of 108 names offered in salutation - is one of the most enduring forms of Hindu devotion, and Kuber's 108 names carry a particular richness because each epithet illuminates a different facet of the God of Wealth's role in the cosmic order. Kuber is not merely a deity of material prosperity; he is the lord of the yakshas, the guardian of the northern direction, the divine treasurer who administers the nine great nidhis (stores of cosmic abundance) and the intimate friend of Shiva on Mount Kailasha. Reciting his names slowly and with attention is therefore an act of contemplating the many dimensions of abundance itself - not just money but the fullness of a life well sustained.

In the Jyotish tradition, Kuber is associated with Jupiter (Brihaspati) as the granter of material and spiritual fortune, and also with the second and eleventh houses of the natal chart, which govern wealth accumulated and wealth received. Devotees traditionally recite this namavali on Thursdays, at the time of prosperity rituals, during Dhanteras and Diwali, or when beginning a new business or financial venture. The cumulative effect of moving through all 108 names in one sitting is a form of dhyana on abundance itself - a recalibration of one's inner attitude from scarcity to recognition of the divine generosity that surrounds ordinary life.

Shri Kuber 108 Names — Sanskrit Text

ॐ कुबेराय नमः । ॐ धनदाय नमः । ॐ श्रीमते नमः । ॐ यक्षेशाय नमः । ॐ गुह्यकेश्वराय नमः । ॐ निधीशाय नमः । ॐ शङ्करसखाय नमः । ॐ महालक्ष्मीनिवासभुवे नमः । ॐ महापद्मनिधीशाय नमः । ॐ पूर्णाय नमः । ॐ पद्मनिधीश्वराय नमः । ॐ शङ्खाख्यनिधिनाथाय नमः । ॐ मकराख्यनिधिप्रियाय नमः । ॐ सुखसम्पत्तिनिधीशाय नमः । ॐ मुकुन्दनिधिनायकाय नमः । ॐ कुन्दाख्यनिधिनाथाय नमः । ॐ नीलनित्याधिपाय नमः । ॐ महते नमः । ॐ वरनित्याधिपाय नमः । ॐ पूज्याय नमः । ॐ लक्ष्मीसाम्राज्यदायकाय नमः । ॐ इलपिलापतये नमः । ॐ कोशाधीशाय नमः । ॐ कुलोचिताय नमः । ॐ अश्वारूढाय नमः । ॐ विश्ववन्द्याय नमः । ॐ विशेषज्ञाय नमः । ॐ विशारदाय नमः । ॐ नलकूबरनाथाय नमः । ॐ मणिग्रीवपित्रे नमः । ॐ गूढमन्त्राय नमः । ॐ वैश्रवणाय नमः । ॐ चित्रलेखामनःप्रियाय नमः । ॐ एकपिङ्गाक्षाय नमः । ॐ अलकाधीशाय नमः । ॐ पौलस्त्याय नमः । ॐ नरवाहनाय नमः । ॐ कैलासशैलनिलयाय नमः । ॐ राज्यदाय नमः । ॐ रावणाग्रजाय नमः । ॐ चित्रचैत्ररथाय नमः । ॐ उद्यानविहाराय नमः । ॐ विहारसुकुतूहलाय नमः । ॐ महोत्साहाय नमः । ॐ महाप्राज्ञाय नमः । ॐ सदापुष्पकवाहनाय नमः । ॐ सार्वभौमाय नमः । ॐ अङ्गनाथाय नमः । ॐ सोमाय नमः । ॐ सौम्यादिकेश्वराय नमः । ॐ पुण्यात्मने नमः । ॐ पुरुहूतश्रिये नमः । ॐ सर्वपुण्यजनेश्वराय नमः । ॐ नित्यकीर्तये नमः । ॐ निधिवेत्रे नमः । ॐ लङ्काप्राक्तननायकाय नमः । ॐ यक्षिणीवृताय नमः । ॐ यक्षाय नमः । ॐ परमशान्तात्मने नमः । ॐ यक्षराजे नमः । ॐ यक्षिणीहृदयाय नमः । ॐ किन्नरेश्वराय नमः । ॐ किम्पुरुषनाथाय नमः । ॐ नाथाय नमः । ॐ खड्गायुधाय नमः । ॐ वशिने नमः । ॐ ईशानदक्षपार्श्वस्थाय नमः । ॐ वायुवामसमाश्रयाय नमः । ॐ धर्ममार्गनिरताय नमः । ॐ धर्मसम्मुखसंस्थिताय नमः । ॐ नित्येश्वराय नमः । ॐ धनाध्यक्षाय नमः । ॐ अष्टलक्ष्म्याश्रितालयाय नमः । ॐ मनुष्यधर्मिणे नमः । ॐ सुकृताय नमः । ॐ कोशलक्ष्मीसमाश्रिताय नमः । ॐ धनलक्ष्मीनित्यवासाय नमः । ॐ धान्यलक्ष्मीनिवासभुवे नमः । ॐ अष्टलक्ष्मीसदावासाय नमः । ॐ गजलक्ष्मीस्थिरालयाय नमः । ॐ राज्यलक्ष्मीजन्मगेहाय नमः । ॐ धैर्यलक्ष्मीकृपाश्रयाय नमः । ॐ अखण्डैश्वर्यसंयुक्ताय नमः । ॐ नित्यानन्दाय नमः । ॐ सुखाश्रयाय नमः । ॐ नित्यतृप्ताय नमः । ॐ निधित्रात्रे नमः । ॐ निराशाय नमः । ॐ निरुपद्रवाय नमः । ॐ नित्यकामाय नमः । ॐ निराकाङ्क्षाय नमः । ॐ निरुपाधिकवासभुवे नमः । ॐ शान्ताय नमः । ॐ सर्वगुणोपेताय नमः । ॐ सर्वज्ञाय नमः । ॐ सर्वसम्मताय नमः । ॐ सर्वाणीकरुणापात्राय नमः । ॐ सदानन्दकृपालयाय नमः । ॐ गन्धर्वकुलसंसेव्याय नमः । ॐ सौगन्धिककुसुमप्रियाय नमः । ॐ स्वर्णनगरीवासाय नमः । ॐ निधिपीठसमास्थिताय नमः । ॐ महामेरूत्तरस्थाय नमः । ॐ महर्षिगणसंस्तुताय नमः । ॐ तुष्टाय नमः । ॐ शूर्पणखाज्येष्ठाय नमः । ॐ शिवपूजारताय नमः । ॐ अनघाय नमः ।

Transliteration (Roman/IAST)

oṃ kuberāya namaḥ | oṃ dhanadāya namaḥ | oṃ śrīmate namaḥ | oṃ yakṣeśāya namaḥ | oṃ guhyakeśvarāya namaḥ | oṃ nidhīśāya namaḥ | oṃ śaṅkarasakhāya namaḥ | oṃ mahālakṣmīnivāsabhuve namaḥ | oṃ mahāpadmanidhīśāya namaḥ | oṃ pūrṇāya namaḥ | oṃ padmanidhīśvarāya namaḥ | oṃ śaṅkhākhyanidhināthāya namaḥ | oṃ makarākhyanidhipriyāya namaḥ | oṃ sukhasampattinidhīśāya namaḥ | oṃ mukundanidhināyakāya namaḥ | oṃ kundākhyanidhināthāya namaḥ | oṃ nīlanityādhipāya namaḥ | oṃ mahate namaḥ | oṃ varanityādhipāya namaḥ | oṃ pūjyāya namaḥ | oṃ lakṣmīsāmrājyadāyakāya namaḥ | oṃ ilapilāpataye namaḥ | oṃ kośādhīśāya namaḥ | oṃ kulocitāya namaḥ | oṃ aśvārūḍhāya namaḥ | oṃ viśvavandyāya namaḥ | oṃ viśeṣajñāya namaḥ | oṃ viśāradāya namaḥ | oṃ nalakūbaranāthāya namaḥ | oṃ maṇigrīvapitre namaḥ | oṃ gūḍhamantrāya namaḥ | oṃ vaiśravaṇāya namaḥ | oṃ citralekhāmanaḥpriyāya namaḥ | oṃ ekapiṅgākṣāya namaḥ | oṃ alakādhīśāya namaḥ | oṃ paulastyāya namaḥ | oṃ naravāhanāya namaḥ | oṃ kailāsaśailanilayāya namaḥ | oṃ rājyadāya namaḥ | oṃ rāvaṇāgrajāya namaḥ | oṃ citracaitrarathāya namaḥ | oṃ udyānavihārāya namaḥ | oṃ vihārasukutūhalāya namaḥ | oṃ mahotsāhāya namaḥ | oṃ mahāprājñāya namaḥ | oṃ sadāpuṣpakavāhanāya namaḥ | oṃ sārvabhaumāya namaḥ | oṃ aṅganāthāya namaḥ | oṃ somāya namaḥ | oṃ saumyādikeśvarāya namaḥ | oṃ puṇyātmane namaḥ | oṃ puruhūtaśriye namaḥ | oṃ sarvapuṇyajaneśvarāya namaḥ | oṃ nityakīrtaye namaḥ | oṃ nidhivetre namaḥ | oṃ laṅkāprāktananāyakāya namaḥ | oṃ yakṣiṇīvṛtāya namaḥ | oṃ yakṣāya namaḥ | oṃ paramaśāntātmane namaḥ | oṃ yakṣarāje namaḥ | oṃ yakṣiṇīhṛdayāya namaḥ | oṃ kinnareśvarāya namaḥ | oṃ kimpuruṣanāthāya namaḥ | oṃ nāthāya namaḥ | oṃ khaḍgāyudhāya namaḥ | oṃ vaśine namaḥ | oṃ īśānadakṣapārśvasthāya namaḥ | oṃ vāyuvāmasamāśrayāya namaḥ | oṃ dharmamārganiratāya namaḥ | oṃ dharmasammukhasaṃsthitāya namaḥ | oṃ nityeśvarāya namaḥ | oṃ dhanādhyakṣāya namaḥ | oṃ aṣṭalakṣmyāśritālayāya namaḥ | oṃ manuṣyadharmiṇe namaḥ | oṃ sukṛtāya namaḥ | oṃ kośalakṣmīsamāśritāya namaḥ | oṃ dhanalakṣmīnityavāsāya namaḥ | oṃ dhānyalakṣmīnivāsabhuve namaḥ | oṃ aṣṭalakṣmīsadāvāsāya namaḥ | oṃ gajalakṣmīsthirālayāya namaḥ | oṃ rājyalakṣmījanmagehāya namaḥ | oṃ dhairyalakṣmīkṛpāśrayāya namaḥ | oṃ akhaṇḍaiśvaryasaṃyuktāya namaḥ | oṃ nityānandāya namaḥ | oṃ sukhāśrayāya namaḥ | oṃ nityatṛptāya namaḥ | oṃ nidhitrātre namaḥ | oṃ nirāśāya namaḥ | oṃ nirupadravāya namaḥ | oṃ nityakāmāya namaḥ | oṃ nirākāṅkṣāya namaḥ | oṃ nirupādhikavāsabhuve namaḥ | oṃ śāntāya namaḥ | oṃ sarvaguṇopetāya namaḥ | oṃ sarvajñāya namaḥ | oṃ sarvasammatāya namaḥ | oṃ sarvāṇīkaruṇāpātrāya namaḥ | oṃ sadānandakṛpālayāya namaḥ | oṃ gandharvakulasaṃsevyāya namaḥ | oṃ saugandhikakusumapriyāya namaḥ | oṃ svarṇanagarīvāsāya namaḥ | oṃ nidhipīṭhasamāsthitāya namaḥ | oṃ mahāmerūttarasthāya namaḥ | oṃ maharṣigaṇasaṃstutāya namaḥ | oṃ tuṣṭāya namaḥ | oṃ śūrpaṇakhājyeṣṭhāya namaḥ | oṃ śivapūjāratāya namaḥ | oṃ anaghāya namaḥ ||

Meaning

This Ashtottara Shatanamavali salutes one hundred and eight names of Lord Kuber, the divine treasurer. The opening names declare his essence: Kubera, Dhanada (giver of wealth), Shrimat (the prosperous one), Yaksha-isha (lord of the Yakshas), Guhyakeshvara (lord of the Guhyakas), Nidhisha (lord of the treasures) and Shankara-sakha (friend of Shiva). He is the abode of Mahalakshmi and the master of the great treasures — the Padma, Shankha, Makara, Mukunda, Kunda and Nila nidhis — the nine legendary stores of wealth.

Further names recall his story and station: ruler of Alaka (Alakadhisha) on Mount Kailasa, son of sage Vishrava (Vaishravana), elder half-brother of Ravana (Ravanagraja), rider of the Pushpaka chariot, one-eyed (Ekapingaksha), guardian of the northern direction, and the bestower of kingdom (Rajyada). The closing names link him intimately with the eight Lakshmis — he is the dwelling of Dhana-Lakshmi, Dhanya-Lakshmi, Gaja-Lakshmi, Rajya-Lakshmi and Dhairya-Lakshmi — and praise his inner nature: ever-content (Nityatripta), free of craving (Nirakanksha), peaceful (Shanta), all-knowing (Sarvajna), devoted to the worship of Shiva (Shivapuja-rata) and sinless (Anagha).

About this Namavali

Kuber (Kubera) is the lord of wealth and the guardian (dikpala) of the northern direction. Born of the sage Vishrava, he won the lordship of riches and the city of Alaka through severe penance, becoming the treasurer of the gods and the keeper of the nine nidhis. He is typically shown as a stout, richly adorned figure holding a mace and a pot of jewels, seated on his treasures. The Ashtottara Shatanamavali, his garland of 108 names, is among the most popular wealth-invocations, especially recited alongside Lakshmi worship.

Significance & Spiritual Benefits

Kuber governs the accumulation, safe-keeping and flow of wealth. Reciting his 108 names is believed to attract steady income, clear debts, protect savings and bring financial stability, business success and the fulfilment of legitimate desires (he is “Nityakama”). Because he is “Mahalakshmi-nivasa-bhu” — the very seat of Lakshmi — his worship is most powerful when combined with Lakshmi puja: Lakshmi grants wealth, while Kuber ensures it is retained and grows. The namavali also reminds the devotee, through names like Nityatripta and Nirakanksha, that true wealth rests on contentment.

Astrological Relevance

Kuber is the prime deity for the 2nd house (accumulated wealth, savings, family resources) and the 11th house (gains and income), and his worship strengthens benefics linked to prosperity — especially Jupiter (wealth and expansion) and Venus (luxury and comfort). As guardian of the north, he is honoured in Vastu by keeping the north and north-east of a home clean and the locker/treasury in the north. His namavali and the Kuber yantra are classic remedies during financially weak dashas, for an afflicted 2nd or 11th house, and for those struggling with debt (a malefic 6th-house influence on money). Combined with Shani remedies, Kuber worship helps convert hard work into lasting wealth. Fridays, Dhanteras and the Pushya nakshatra are especially recommended.

How to Chant (Vidhi)

Bathe and sit facing north before an image or yantra of Kuber, ideally alongside Goddess Lakshmi. Light a ghee lamp, offer yellow or red flowers, kumkum and a few coins or a token of wealth. After saluting Lakshmi-Kuber, recite the 108 names with one mala, dwelling on the wealth-bestowing epithets. Conclude with the Kuber mantra “Om Shreem Hreem Kleem Kuberaya Namah” and a prayer for ethical prosperity. Keeping the place of worship and the locker clean, and giving a portion in charity, are part of the discipline.

Best Day & Time

Fridays, Dhanteras (Dhantrayodashi), Akshaya Tritiya, Diwali (Lakshmi-Kuber puja) and the Pushya nakshatra days are most auspicious. Early morning or the evening Lakshmi-puja hour are ideal times. The namavali is often recited daily for a fixed period (such as 40 days) when seeking a specific financial goal.

Frequently Asked Questions

Who is Lord Kuber?

Kuber is the treasurer of the gods and the guardian of the northern direction. He is the lord of the nine nidhis (treasures) and the keeper and bestower of wealth, closely associated with Goddess Lakshmi.

Should Kuber be worshipped with Lakshmi?

Yes. Lakshmi is the goddess who grants wealth, while Kuber safeguards and multiplies it. Worshipping them together — especially on Dhanteras and Diwali — is the traditional way to invoke lasting prosperity.

What is the Kuber mantra to chant with the 108 names?

A widely used mantra is “Om Shreem Hreem Kleem Kuberaya Namah,” recited before or after the namavali to invoke wealth and abundance.

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